Our Loan Criteria

Our dealer offers private In-house finance for clients who can afford vehicle finance.

THE 25% DEPOSIT IS NOT NEGOTIABLE, it is very important that you take this into consideration when you apply for car finance. Should you not have the required deposit, our dealer would not be able to assist.

The balance is paid by entering into a HP / Lease agreement with buyers. The vehicle becomes your property at the end of the contract period, which is between 36, 48 or 54 months.

IMPORTANT TERMS AND CONDITIONS TO TAKE NOTE OF:

 

You must have been employed, by your current employer, for longer than 6 months.

You must have a South African ID.

You must have a valid drivers licence.

You must be able to give proof of residence.

You must have a cash deposit of at least 25% or a minimum of R12 500.00 and a once off sourcing fee of R6950.00. If you don't have a deposit click here

You must be able to afford a monthly instalment (including insurance and our racking system) not less than R2500.00 per month

Your take home salary after deductions must be a minimum of R7000.00

Your salary must be paid into your bank account of which you will supply statements.

You must not be under debt review or administration at present

By entering into an agreement like this, you would be able to build up a credit record, and this will hugely benefit your credit status.

Vehicles up to the value of R300 000.00 are available.

Our Dealer complies with NCA regulations and their finance house is registered with the NCA.